Friday, November 19, 2010

Borrow Money Letter

Writing a letter to someone for borrowing money is an art in itself. The aim is to convince the person on many grounds and make the person lend the money to you. This is more difficult when you have bad credits associated with you.

Making a person shell out money for your usage is difficult. A face to face communication requires a very high level of communication and convincing skills, so many times we write a letter to the lender for some money.

Advantage of writing letter for borrowing money
The advantage is that we get ample time to think over the lines and subject. We can make the letter look more genuine. On the contrary a face to face communication is a difficult task and requires good convincing skills. I have seen many people stammer in verbal communication while asking for money, making them look uncertain about themselves. It creates a bad impression on the lender, while a letter can make a great impression if properly written.

Key points for Borrowing Money Letter
  • State the reason that why you need money. This helps in creating the impression to the lender that your requirement is genuine and that you really need it.
  • State the amount you need.
  • Mention that you are in desperate need of money, else you would not have worried the lender.
  • State the time by which you plan to return the money back to the lender. This is important since everyone wants the guarantee for his money coming back. This deadline will make an impression that you will repay the loan as soon you have the money back with you.
  • Use a neat page for writing the letter, and avoid any misspellings or grammatical mistakes.
  • Don't use extra words or vague reasons for your requirements, just keep the letter to the point and simple. The lender must be convinced that you need the money desperately and that you will surely pay him back as soon as possible.

I will later add sample letters for borrowing money, so that you can get an idea about it. Always pay back whenever you borrow or else it breaks the lenders trust, and he may not lend you money next time.

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